In addition there are even options dubbed “pay as you go”. This gives the benefit of not having to pay for cover when it will not be required.

There are many reasons and situations where drivers may take out temp insurance cover. One of the most popular is making sure you are insured when using a friends motor. Although you may be able to drive another vehicle on your annual policy, taking out an additional policy for this could protect any No Claims Discount built up. This could be advantageous for drivers who have not made a claim recently.

Temporary insurance also allows cover to be provided for additional drivers who may be needed to share the driving on longer trips.

Insuring an overseas guest while they are over here is a common reason. As is requiring short term car insurance when buying a new motor and needing to take it home. Taking a test drive and needing cover for 24 hours can be another eventuality.

When moving house, some people borrow a van from a friend and colleague and require temp van insurance. This can be very handy and cheaper than hiring a van and some insurance companies will let you extend this on a rolling monthly basis if you require the van for a period of up to eight months.

Short term bike insurance cover is also popular for riders who, for example, may be planning a summer biking holiday with fellow bikers. This may prove cost effective if they will only be riding while they are away and usually drive their car when at home.

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